Terms of Service

Welcome to Buy Land in Africa ("BLIA"). By accessing or using our platform at blia.africa, you agree to these Terms of Service.

1. Our Service

BLIA is a technology platform connecting international buyers with verified real estate agents across African markets. We provide:

• - Property discovery and request-based matching
• - Agent verification and performance scoring
• - Blockchain-based escrow services
• - Transaction coordination and support

Important: BLIA facilitates transactions but is not a party to any purchase agreement. We do not guarantee transaction completion, property condition, or investment returns.

2. Account Requirements

• - You must be 18+ years old
• - Provide accurate, current information
• - Maintain account security
• - One account per user
• - Identity verification required for transactions

3. Your Responsibilities

You agree to:

• - Conduct appropriate due diligence on all properties
• - Comply with applicable laws in all jurisdictions
• - Verify all property information independently
• - Engage local legal and financial professionals as needed
• - Use the platform for legitimate property transactions only

You may not:

• - Misrepresent property information or credentials
• - Attempt to circumvent platform fees
• - Engage in fraudulent activity
• - Harass other users
• - Scrape or collect data through automated means

4. Fees and Payments

• - BLIA charges a transaction coordination fee (disclosed before commitment)
• - Fees cover escrow, verification, payment processing, and platform use
• - All fees are non-refundable unless otherwise stated
• - Payment methods limited to BLIA-approved options
• - Cross-border payments processed through licensed financial institutions

5. Property Transactions

Transaction Process:

• - All transactions follow BLIA's established workflow
• - Milestone-based payments required for applicable transactions
• - Escrow holds funds until agreed milestones are met
• - All parties must agree to transaction terms before proceeding

Due Diligence:

• - You are responsible for conducting appropriate due diligence
• - BLIA's verification services supplement but do not replace professional inspections
• - Final transaction terms are between buyer and seller
• - You must verify eligibility to purchase property in the target country

6. Country-Specific Requirements

Property transactions must comply with local laws including:

• - Land ownership restrictions (some countries restrict foreign ownership)
• - Government approvals and consent requirements
• - Registration and documentation standards
• - Tax obligations and reporting requirements

Important: Each African country has unique legal frameworks. Users must understand and comply with requirements in their transaction's jurisdiction.

7. What We Don't Guarantee

BLIA is not liable for:

• - Accuracy or completeness of property listings
• - Actions by users, agents, or third parties
• - Property conditions, defects, or legal issues
• - Transaction disputes between parties
• - Failed or delayed transactions
• - Service interruptions or technical issues
• - Indirect, consequential, or punitive damages

Maximum Liability: BLIA's total liability is limited to fees paid by you in the 12 months preceding any claim.

8. Intellectual Property

All platform content, trademarks, and functionality are proprietary to BLIA. You may not:

• - Scrape, copy, or collect data through automated means
• - Reverse engineer platform technology
• - Create derivative works without permission
• - Use BLIA trademarks without authorization

9. Privacy and Data

• - User data is collected and used per our Privacy Policy
• - We implement industry-standard security measures
• - Data may be shared with transaction parties and service providers
• - We cannot guarantee absolute security

10. Dispute Resolution

First Step: Attempt good-faith informal resolution (30 days)

Binding Arbitration: Unresolved disputes are subject to binding arbitration on an individual basis (no class actions). Arbitration follows rules of the American Arbitration Association or local equivalent.

Exceptions: Small claims court actions and injunctive relief may be sought in appropriate courts.

Jurisdiction:

• - Property-related matters: Governed by property location laws
• - Platform-related matters: Governed by Delaware law

11. Termination

BLIA may suspend or terminate accounts for:

• - Violation of these Terms
• - Fraudulent or illegal activity
• - Non-payment of fees
• - Providing false information
• - Any reason at BLIA's discretion

Upon termination:

• - Access ends immediately
• - Pending transactions must be completed or cancelled
• - Fees for completed transactions remain due

12. General Provisions

• - These Terms constitute the entire agreement between you and BLIA
• - We may modify these Terms with 30 days notice for material changes
• - BLIA may modify, suspend, or discontinue services at any time
• - If any provision is invalid, remaining provisions continue in effect
• - You may not assign your rights without BLIA's consent
• - BLIA is not liable for delays due to circumstances beyond reasonable control

13. Important Disclaimers

AS-IS Service: BLIA provides services "as is" without warranties of any kind.

No Investment Advice: Nothing on the platform constitutes investment, financial, legal, or tax advice.

No Guarantees: We do not guarantee property sales, purchases, or investment returns.

User Responsibility: You assume all investment risk and are solely responsible for your decisions.

Third-Party Services: BLIA is not liable for third-party services or professionals. You engage them at your own risk.

14. Contact

For questions about these Terms:

• - Email: support@blia.africa
• - Website: blia.africa

Country-Specific Appendices

The following appendices provide essential information about property transactions in BLIA's operating markets. These are for informational purposes only and do not constitute legal advice.

Appendix A: Liberia

Legal Framework:

• - Liberia Land Rights Act of 2018
• - Only Liberian citizens may own freehold property
• - Non-citizens may lease for up to 50 years (renewable)

Key Requirements:

• - Professional survey by licensed Liberian surveyor
• - Deed verification through county land records
• - Tax clearance certificate
• - Community consultation for customary land

Government Offices:

• - Liberia Land Authority: Property verification and registration
• - County Land Office: Local deed registration
• - Probate Court: Deed registration and official recording

Appendix B: Ghana

Legal Framework:

• - Land Act, 2020
• - Non-Ghanaians may only hold leasehold interests (max 50 years)
• - Land Control Board consent required for most transactions

Key Requirements:

• - Title search through Lands Commission
• - Survey by Lands Commission-approved surveyor
• - GIPC approval for foreign investors
• - Governor's Consent for C of O transactions

Processing Times:

• - Land Control Board: 60-120 days
• - Registration: 60-180 days

Appendix C: South Africa

Legal Framework:

• - Deeds Registries Act, 1937
• - Foreign ownership generally permitted
• - Conveyancing must be handled by attorneys

Key Requirements:

• - FICA compliance (KYC/AML)
• - Municipal rates clearance
• - Electrical compliance certificate
• - Transfer duty payment

Transfer Process:

• - Only conveyancing attorneys may handle transfers
• - Transfer usually takes 6-12 weeks
• - Exchange control regulations apply for foreign investors

Appendix D: Kenya

Legal Framework:

• - Land Act, 2012
• - Non-Kenyans may only hold leasehold (max 99 years)
• - Land Control Board consent required for many transactions

Key Requirements:

• - Title search through Ministry of Lands or Ardhisasa
• - Licensed surveyor for survey plan
• - KRA PIN required
• - Stamp duty (4% of property value)
• - Capital gains tax (5% on transfers)

Processing Times:

• - Land Control Board: 60-120 days
• - Registration: 30-90 days after lodgement

Appendix E: Nigeria

Legal Framework:

• - Land Use Act, 1978
• - All land vested in state governors
• - Governor's Consent required for most transactions
• - No absolute freehold ownership

Key Requirements:

• - Certificate of Occupancy (C of O) or registered deed
• - Survey plan approved by Surveyor-General
• - Governor's Consent (typically 3-5% of property value)
• - Stamp duty (1.5% of property value)

Processing Times:

• - Governor's Consent: 60-240 days (varies by state)
• - Registration: Additional 30-90 days

Special Considerations:

• - Family/community land verification essential
• - Multiple sales risk requires thorough due diligence
• - Off-plan developments common (milestone payments critical)

By using BLIA, you acknowledge reading, understanding, and agreeing to these Terms of Service, including all country-specific appendices that apply to your transactions.